PAY IN 4
Your next build.
Four payments.
Split eligible purchases into four payments with Afterpay. Choose it at checkout and review your payment schedule before you confirm.
Shop performance partsSubject to approval and eligibility. Availability and terms are shown at checkout.
An example purchase
Illustration only, before taxes and shipping. This example assumes an initial payment at checkout. Your approved amounts and dates may differ.
How it works
Find your parts
Choose the parts for your application and add them to your cart.
Choose Afterpay
Select Afterpay at checkout, then sign in or create an account to receive an approval decision.
Pay over time
Review and accept your payment plan. Manage upcoming payments through your Afterpay account.
Before you check out
Who can use Afterpay?
Approval is determined by Afterpay for each order. US shoppers must be at least 18 and meet applicable residency and eligibility requirements. Canadian shoppers must be the age of majority in their province or territory (18 or 19), reside in Canada and meet Afterpay’s additional criteria. A valid payment method and contact information are required.
Is Pay in 4 interest-free?
Eligible Pay in 4 purchases at partnered merchants are interest-free when paid on time. US late fees may apply. Afterpay’s current Canadian installment agreement has no interest, finance charges or late fees. Your card issuer may charge its own fees or interest. Other Afterpay products or transactions may have different terms; always review the offer shown at checkout.
Why isn’t Afterpay appearing at checkout?
Availability depends on your location, currency, order and Afterpay eligibility. If Afterpay is offered for your purchase, it will appear among the available payment options at checkout. Approval and spending limits are set by Afterpay.
Will my order wait until all four payments are made?
No. Once your order is approved and confirmed, it follows our normal fulfillment process. Stock availability and shipping times still apply.
What happens if I return an item?
Our returns process applies. Once an approved refund is processed, Afterpay updates your payment plan. Continue following the payment schedule in your Afterpay account until it changes.
Where can I manage payments or get account help?
Use the Afterpay app or your Afterpay account to view your schedule and manage payments. For account or payment questions, visit the US Help Center or Canadian Help Center.
Need help choosing your parts?
Our team can help with fitment and questions about your XOTIC order.
Afterpay is a separate payment provider. Approval is not guaranteed. Payment options, amounts and schedules depend on eligibility and are confirmed at checkout.
United States: You must be 18 or older, a resident of the US and meet additional eligibility criteria. Late fees may apply; a finance fee may apply to certain transactions. See Afterpay US terms for details.
Canada: You must be the age of majority in your province or territory, a resident of Canada and meet additional eligibility criteria. See Afterpay Canada’s installment agreement for details.